Arizona

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Litchfield Park, Arizona CD Rates – 2-Year

You are viewing rates from banks across Litchfield Park





Below are two-year Certificates of Deposit (CD) rates from banks in Litchfield Park, Arizona. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Litchfield Park, AZ - July 16, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.51%

Rate History: 3.90% → 4.20% → 4.25% → 4.20% → 4.15%

| Apr 19, 2023

This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More

Rate History: 2.85% → 2.75% → 2.90% → 3.75% → 3.50%

Rate History: 3.56% → 3.50% → 2.95% → 3.30% → 3.10%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

Rate History: 3.05% → 2.53%

Rate History: 3.05% → 1.55% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.50% → 4.00% → 1.50% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.75%

$10,000

13.67

Learn More

| Feb 4, 2020

Academy was great helping me open a new account Read More

0.55%

$100,000

7.28

Learn More

0.50%

$10,000

7.28

Learn More

| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

0.45%

$10,000

17.68

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Litchfield Park, AZ - July 16, 2025


Branch Street City State
Republic Bank of Arizona
Republic Bank Of Arizona Branch
645 E. Missouri Avenue, Suite 108 Phoenix AZ
KS StateBank
Phoenix Bank Branch
3877 North 7th Street, Suite 150 Phoenix AZ
Johnson Bank
Deer Valley Branch
1902 West Parkside Lane Phoenix AZ
FirstBank
Greenway And Cotton Branch
17063 West Greenway Road Surprise AZ
Zions Bank
Buckeye Branch
219 North Fourth Street Buckeye AZ
BOKF, National Association
West Camelback And 101 Branch
9545 W. Camelback Phoenix AZ
JPMorgan Chase Bank, National Association
Buckeye Branch
402 Monroe Avenue Buckeye AZ
BMO Bank National Association
Buckeye Valley Branch
1160 South Watson Road Buckeye AZ
West Valley National Bank
West Valley National Bank Branch
111 E. Monroe Avenue, Suite 100 Buckeye AZ
Academy Bank, National Association
El Mirage Branch
12900 W. Thunderbird El Mirage AZ
First National Bank Texas
Swm - Surprise - Rc 913 Branch
14111 North Prassada Gateway Avenue Surprise AZ
First National Bank Texas
Swm - Surprise - Rc 913 Branch
14111 North Prassada Gateway Avenue Surprise AZ
First Fidelity Bank
Arrowhead Office Branch
17235 North 75th Avenue, Suite 100 Glendale AZ
Western Alliance Bank
Phoenix Plaza Branch
2901 N. Central Ave., Ste. 100 Phoenix AZ
Armed Forces Bank, National Association
Luke Air Force Base Branch
13877 W Thunderbird St Glendale AZ
Parkway Bank and Trust Company
Surprise Branch
15413 West Bell Road Surprise AZ
MidFirst Bank
Cotton And Bell Branch
16976 West Bell Road Surprise AZ
UMB Bank, National Association
Gateway Branch
1675 North 95th Lane Phoenix AZ
Washington Federal Bank
Palm Valley Branch
1744 N Litchfield Road Goodyear AZ
Comerica Bank
Goodyear-Estrella Falls Mall Banking Branch
1831 North Pebble Creek Parkway Goodyear AZ
U.S. Bank National Association
Buckeye Fry's Branch
1300 South Watson Road Buckeye AZ
Bank of America, National Association
Yuma And Cotton Branch
827 S Cotton Lane Goodyear AZ


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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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